North Rose Technologies
Financial Compliance Software

Compliance Software That Reduces False Positives

Your compliance team spends 80% of their time investigating alerts that turn out to be nothing. We build AML/KYC systems and transaction monitoring tools that catch real threats while reducing false positives by up to 70%. Less noise, more signal.

150+ Projects Delivered
60% Cost Savings
24/7 Support
50+ Happy Clients

What is Financial Compliance Software?

Financial compliance software automates the regulatory obligations that financial institutions face — anti-money laundering (AML), know-your-customer (KYC), sanctions screening, transaction monitoring, and regulatory reporting. Manual compliance is expensive (compliance costs average 10% of revenue for mid-size banks), error-prone, and doesn't scale. Good compliance technology does the heavy lifting of screening, monitoring, and report generation while keeping humans in the loop for judgment calls that algorithms shouldn't make alone.

  • AML/KYC workflows following FATF recommendations and FinCEN guidance
  • Real-time transaction monitoring with ML-based anomaly detection
  • Automated SAR, CTR, and regulatory report generation
  • Sanctions screening against OFAC, EU, UN, and HMT consolidated lists
Capabilities

What We Build for Compliance Teams

Compliance tools that automate the repetitive work so your team can focus on actual risk.

AML Transaction Monitoring

Rule-based and ML-powered monitoring that flags structuring, layering, and unusual transaction patterns. Tunable thresholds per customer segment with backtesting to measure detection rates against known cases.

KYC & Customer Due Diligence

Automated identity verification, document extraction, beneficial ownership mapping, and enhanced due diligence workflows. Integration with ID verification providers and public records databases.

Sanctions & PEP Screening

Real-time screening against OFAC SDN, EU consolidated list, UN sanctions, and PEP databases. Fuzzy matching algorithms that catch name variations while keeping false positive rates under 5%.

Regulatory Reporting Automation

Automated generation of SARs, CTRs, STRs, and CMIR filings. Pre-populated forms with transaction data, narrative generation assistance, and direct filing via FinCEN BSA E-Filing or equivalent systems.

Case Management Platform

Alert investigation workflows with evidence collection, analyst notes, decision tracking, and supervisor approval chains. Full audit trail of every action taken on every alert for examiner review.

Risk Scoring & Analytics

Customer risk scoring models that factor in geography, product usage, transaction patterns, and industry. Compliance dashboards showing alert volumes, disposition rates, investigation timelines, and regulatory filing metrics.

Use Cases

Who Needs Custom Compliance Software?

When off-the-shelf compliance tools create more work than they eliminate.

Banking

Banks & Credit Unions

Replace legacy AML systems that generate thousands of false positives monthly. One regional bank reduced their alert volume by 65% while increasing actual SAR filings by 15% after deploying our ML-tuned monitoring rules.

Money Services

Money Service Businesses

MSBs face disproportionate compliance burden relative to their size. We build automated monitoring and reporting tools that keep you compliant with FinCEN MSB requirements without requiring a 10-person compliance department.

Crypto Compliance

Crypto & Digital Asset Companies

Travel rule compliance, blockchain analytics integration, and VASP registration requirements. On-chain transaction monitoring that traces fund flows across wallets and identifies mixer/tumbler usage patterns.

Fintech Startups

Fintech Startups Preparing for Audit

Build your compliance program before the examiner arrives, not during. We deploy BSA/AML programs, CIP procedures, and monitoring systems that satisfy banking partners and state regulators from day one.

Our Approach

How We Build Compliance Software

Compliance development requires understanding both the technology and the regulation it serves.

Step 1

Regulatory Assessment & Gap Analysis

We review your current BSA/AML program, identify gaps against regulatory expectations (FinCEN, OCC, state regulators), and prioritize technology investments that address the highest-risk deficiencies first.

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Step 2

Rule & Model Design

Define monitoring rules and risk scoring models based on your customer base, product mix, and geographic exposure. We calibrate thresholds using historical data — not industry defaults that don't match your specific risk profile.

2
Step 3

System Development & Integration

Build the monitoring engine, case management platform, and reporting tools. Integrate with your core banking system, payment processor, and third-party data providers for sanctions lists and identity verification.

3
Step 4

Model Validation & Backtesting

Run the monitoring system against historical transactions including known suspicious activity. Measure detection rates, false positive rates, and below-the-line testing to verify the system catches what it should catch.

4
Step 5

Deployment & Examiner Readiness

Go live with production monitoring and train your compliance team. We prepare documentation that examiners expect — model methodology papers, validation reports, rule justifications, and governance procedures.

5

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Engagement Models

Compliance Software Pricing

Compliance technology investment that pays for itself in reduced manual work and regulatory risk.

Compliance Module Implementation

Deploy a specific compliance capability — KYC automation, sanctions screening, or reporting — as a standalone module integrated with your existing systems.

Custom pricing based on your requirements

  • Single compliance function deployment
  • Integration with existing core systems
  • Rule configuration and tuning
  • Compliance team training
  • 90-day post-launch support
Most Popular

Full Compliance Platform

End-to-end compliance technology stack covering AML monitoring, KYC, sanctions screening, case management, and regulatory reporting. Built as one integrated system.

Custom pricing based on your requirements

  • AML transaction monitoring engine
  • KYC and customer due diligence workflows
  • Sanctions and PEP screening
  • Case management and investigation tools
  • Automated regulatory report generation
  • Dedicated compliance engineering team

Compliance System Optimization

Tune your existing compliance technology to reduce false positives, improve detection rates, and prepare for regulatory examination.

Custom pricing based on your requirements

  • Alert volume and false positive analysis
  • Rule tuning and threshold optimization
  • Model validation and documentation
  • Examiner preparation support
  • Compliance program gap assessment
All plans include a free consultation and project assessment
FAQ

Financial Compliance Software Questions Answered

Quick answers to the questions we hear most often.

Still have questions?

Can't find what you're looking for? Our team is here to help.

Contact us

It depends on your current system, but 40-70% reduction is typical. Most legacy AML systems use broad rules that haven't been tuned to your specific customer base. By segmenting customers, adjusting thresholds per segment, and adding ML-based scoring, we significantly cut noise without reducing detection of actual suspicious activity.

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